/* ── MSC Financial PHP Theme ─────────────────────────────────────── */
:root {
  --navy:  #0a1628;
  --gold:  #c9a227;
  --gold2: #b8911e;
  --bg:    #f5f7fb;
  --card:  #ffffff;
  --text:  #1a2340;
  --muted: #64748b;
  --border:#e2e8f0;
  --radius:10px;
}
*, *::before, *::after { box-sizing:border-box; margin:0; padding:0; }
body { font-family:'Inter',sans-serif; background:var(--bg); color:var(--text); font-size:16px; line-height:1.6; }
a { text-decoration:none; color:inherit; }
img { max-width:100%; }
.container { max-width:1200px; margin:0 auto; padding:0 24px; }

/* Ticker */
.ticker { background:rgba(201,162,39,.12); border-bottom:1px solid rgba(201,162,39,.3); padding:7px 0; overflow:hidden; }
.ticker-inner { display:flex; gap:56px; animation:ticker 30s linear infinite; white-space:nowrap; font-size:.75rem; font-family:monospace; color:var(--gold); padding:0 16px; }
@keyframes ticker { 0%{transform:translateX(0)} 100%{transform:translateX(-50%)} }

/* Navbar */
.navbar { background:var(--navy); position:sticky; top:0; z-index:100; box-shadow:0 2px 16px rgba(0,0,0,.25); }
.navbar-inner { display:flex; align-items:center; justify-content:space-between; height:60px; }
.brand { font-weight:800; font-size:1.2rem; color:#fff; }
.nav-links { list-style:none; display:flex; align-items:center; gap:4px; flex-wrap:wrap; }
.nav-links a { color:rgba(255,255,255,.75); font-size:.82rem; font-weight:500; padding:6px 10px; border-radius:6px; transition:.2s; }
.nav-links a:hover { color:#fff; background:rgba(255,255,255,.08); }
.btn-nav { background:var(--gold) !important; color:#fff !important; border-radius:6px; }
.btn-nav:hover { background:var(--gold2) !important; }

/* Hero */
.hero { background:var(--navy); color:#fff; min-height:92vh; display:flex; align-items:center; justify-content:center; text-align:center; padding:80px 24px 60px; position:relative; overflow:hidden; }
.hero::before { content:''; position:absolute; inset:0; background:radial-gradient(ellipse at 60% 40%,rgba(201,162,39,.15),transparent 60%); }
.hero-inner { position:relative; z-index:2; max-width:800px; margin:0 auto; }
.hero-badge { display:inline-flex; align-items:center; gap:8px; background:rgba(201,162,39,.18); border:1px solid rgba(201,162,39,.4); border-radius:999px; padding:6px 18px; color:var(--gold); font-size:.82rem; font-weight:600; margin-bottom:28px; }
.hero-badge span { width:8px; height:8px; background:var(--gold); border-radius:50%; animation:pulse 2s infinite; }
@keyframes pulse { 0%,100%{opacity:1}50%{opacity:.4} }
.hero h1 { font-size:clamp(2.2rem,5vw,4rem); font-weight:800; line-height:1.15; margin-bottom:20px; }
.hero h1 em { font-style:normal; color:var(--gold); }
.hero p { color:rgba(255,255,255,.65); font-size:1.1rem; max-width:560px; margin:0 auto 36px; }
.hero-btns { display:flex; gap:14px; justify-content:center; flex-wrap:wrap; margin-bottom:52px; }
.hero-stats { display:grid; grid-template-columns:repeat(4,1fr); gap:24px; max-width:640px; margin:0 auto; }
.stat-item .val { font-size:2.2rem; font-weight:800; color:var(--gold); }
.stat-item .lbl { font-size:.78rem; color:rgba(255,255,255,.55); margin-top:4px; }

/* Buttons */
.btn { display:inline-block; padding:13px 30px; border-radius:8px; font-weight:600; font-size:.95rem; cursor:pointer; border:none; transition:.2s; }
.btn-gold { background:var(--gold); color:#fff; }
.btn-gold:hover { background:var(--gold2); }
.btn-outline { background:transparent; color:#fff; border:1.5px solid rgba(255,255,255,.35); }
.btn-outline:hover { background:rgba(255,255,255,.1); }
.btn-navy { background:var(--navy); color:#fff; }
.btn-navy:hover { background:#0d1f3c; }
.btn-full { width:100%; text-align:center; display:block; padding:14px; }

/* Section */
.section { padding:80px 0; }
.section-bg { background:var(--navy); }
.section-muted { background:#eef1f7; }
.section-label { display:inline-block; background:rgba(201,162,39,.12); color:var(--gold); font-size:.78rem; font-weight:600; padding:5px 14px; border-radius:999px; margin-bottom:14px; }
.section-label-dark { background:rgba(201,162,39,.22); }
.section-title { font-size:clamp(1.6rem,3vw,2.4rem); font-weight:800; margin-bottom:14px; }
.section-title-white { color:#fff; }
.section-sub { color:var(--muted); max-width:520px; margin:0 auto 48px; text-align:center; }
.section-center { text-align:center; }

/* Cards grid */
.cards-grid { display:grid; grid-template-columns:repeat(auto-fill,minmax(240px,1fr)); gap:20px; }
.card { background:var(--card); border:1px solid var(--border); border-radius:var(--radius); padding:24px; transition:.25s; }
.card:hover { border-color:rgba(201,162,39,.5); box-shadow:0 4px 20px rgba(201,162,39,.1); transform:translateY(-2px); }
.card-icon { font-size:2rem; margin-bottom:14px; }
.card-title { font-size:1rem; font-weight:700; margin-bottom:8px; }
.card-desc { color:var(--muted); font-size:.88rem; line-height:1.55; }
.card-link { color:var(--gold); font-size:.85rem; font-weight:600; margin-top:14px; display:block; opacity:0; transition:.2s; }
.card:hover .card-link { opacity:1; }
.card-dark { background:rgba(255,255,255,.05); border-color:rgba(255,255,255,.1); }
.card-dark:hover { border-color:rgba(201,162,39,.45); }
.card-dark .card-title { color:#fff; }
.card-dark .card-desc { color:rgba(255,255,255,.55); }
.card-price { background:rgba(201,162,39,.12); color:var(--gold); font-size:.75rem; font-weight:700; padding:4px 10px; border-radius:999px; }

/* Stats strip */
.stats-strip { display:grid; grid-template-columns:repeat(4,1fr); gap:20px; text-align:center; }
.stats-strip .val { font-size:1.8rem; font-weight:800; color:var(--gold); }
.stats-strip .lbl { font-size:.8rem; color:rgba(255,255,255,.55); margin-top:4px; }
.stats-strip-light .val { color:var(--navy); }
.stats-strip-light .lbl { color:var(--muted); }

/* Badges */
.badge { display:inline-block; font-size:.73rem; font-weight:600; padding:3px 10px; border-radius:999px; }
.badge-blue { background:#dbeafe; color:#1e40af; }
.badge-green { background:#dcfce7; color:#15803d; }
.badge-yellow { background:#fef9c3; color:#854d0e; }
.badge-red { background:#fee2e2; color:#b91c1c; }
.badge-purple { background:#f3e8ff; color:#7e22ce; }
.badge-orange { background:#ffedd5; color:#c2410c; }
.badge-gold { background:rgba(201,162,39,.15); color:var(--gold); }
.badge-navy { background:rgba(10,22,40,.12); color:var(--navy); }

/* Forms */
.form-card { background:var(--card); border:1px solid var(--border); border-radius:14px; padding:36px; }
.form-title { font-size:1.35rem; font-weight:700; margin-bottom:6px; }
.form-sub { color:var(--muted); font-size:.88rem; margin-bottom:24px; }
.form-group { margin-bottom:16px; }
.form-group label { display:block; font-size:.85rem; font-weight:600; margin-bottom:6px; }
.form-group input, .form-group select, .form-group textarea {
  width:100%; border:1.5px solid var(--border); border-radius:8px;
  padding:11px 14px; font-size:.92rem; font-family:inherit;
  background:#fff; color:var(--text); transition:.2s;
}
.form-group input:focus, .form-group select:focus, .form-group textarea:focus {
  outline:none; border-color:var(--gold); box-shadow:0 0 0 3px rgba(201,162,39,.15);
}
.form-card-dark { background:var(--navy); border-color:rgba(255,255,255,.1); }
.form-card-dark .form-title { color:#fff; }
.form-card-dark .form-sub { color:rgba(255,255,255,.5); }
.form-card-dark label { color:rgba(255,255,255,.8); }
.form-card-dark input, .form-card-dark select { background:rgba(255,255,255,.1); border-color:rgba(255,255,255,.2); color:#fff; }
.form-card-dark input::placeholder { color:rgba(255,255,255,.35); }
.flash { padding:12px 16px; border-radius:8px; margin-bottom:16px; font-size:.9rem; font-weight:500; }
.flash-success { background:#dcfce7; color:#15803d; border:1px solid #bbf7d0; }
.flash-error { background:#fee2e2; color:#b91c1c; border:1px solid #fecaca; }

/* Page Hero (sub-pages) */
.page-hero { background:var(--navy); padding:80px 24px; text-align:center; }
.page-hero-label { display:inline-block; background:rgba(201,162,39,.2); color:var(--gold); font-size:.78rem; font-weight:600; padding:5px 14px; border-radius:999px; margin-bottom:14px; }
.page-hero h1 { font-size:clamp(1.8rem,4vw,3.2rem); font-weight:800; color:#fff; margin-bottom:12px; }
.page-hero p { color:rgba(255,255,255,.6); max-width:520px; margin:0 auto; }

/* Table */
.data-table { width:100%; border-collapse:collapse; background:var(--card); border:1px solid var(--border); border-radius:var(--radius); overflow:hidden; }
.data-table th { background:#f8fafc; padding:12px 16px; text-align:left; font-size:.82rem; font-weight:600; color:var(--muted); border-bottom:1px solid var(--border); }
.data-table td { padding:13px 16px; font-size:.88rem; border-bottom:1px solid var(--border); vertical-align:top; }
.data-table tr:last-child td { border-bottom:none; }
.data-table tr:hover td { background:#f8fafc; }
.table-name { font-weight:600; }
.table-sub { color:var(--muted); font-size:.8rem; }

/* KYC progress */
.kyc-bar { display:flex; gap:4px; }
.kyc-step { width:18px; height:5px; border-radius:3px; background:var(--border); }
.kyc-step.done { background:var(--gold); }

/* Admin layout */
.admin-body { background:#f1f5f9; }
.admin-wrapper { display:flex; min-height:100vh; }
.sidebar { width:220px; background:var(--navy); display:flex; flex-direction:column; flex-shrink:0; position:sticky; top:0; height:100vh; overflow-y:auto; }
.sidebar-header { padding:20px 18px; font-weight:700; font-size:1rem; color:#fff; border-bottom:1px solid rgba(255,255,255,.1); display:flex; align-items:center; gap:8px; }
.sidebar-nav { padding:12px 10px; display:flex; flex-direction:column; gap:3px; }
.sidebar-link { display:flex; align-items:center; gap:10px; padding:10px 12px; border-radius:8px; color:rgba(255,255,255,.65); font-size:.85rem; font-weight:500; transition:.2s; }
.sidebar-link:hover { background:rgba(255,255,255,.08); color:#fff; }
.sidebar-link.active { background:rgba(201,162,39,.2); color:var(--gold); }
.admin-main { flex:1; padding:36px; overflow-auto; }
.admin-header { margin-bottom:28px; }
.admin-header h1 { font-size:1.6rem; font-weight:800; }
.admin-header p { color:var(--muted); font-size:.9rem; margin-top:4px; }
.stat-cards { display:grid; grid-template-columns:repeat(auto-fill,minmax(200px,1fr)); gap:16px; margin-bottom:28px; }
.stat-card { background:#fff; border:1px solid var(--border); border-radius:var(--radius); padding:20px; }
.stat-card-top { display:flex; align-items:center; justify-content:space-between; margin-bottom:10px; }
.stat-card-icon { font-size:1.4rem; }
.stat-card-val { font-size:1.8rem; font-weight:800; color:var(--text); }
.stat-card-lbl { font-size:.78rem; color:var(--muted); font-weight:500; }
.admin-grid { display:grid; grid-template-columns:1fr 1fr; gap:20px; }
.admin-card { background:#fff; border:1px solid var(--border); border-radius:var(--radius); padding:24px; }
.admin-card h2 { font-size:1rem; font-weight:700; margin-bottom:16px; }
.filter-bar { display:flex; gap:12px; flex-wrap:wrap; margin-bottom:16px; align-items:center; }
.filter-bar select, .filter-bar input { border:1.5px solid var(--border); border-radius:7px; padding:8px 12px; font-size:.85rem; background:#fff; }
.action-select { border:1.5px solid var(--border); border-radius:6px; padding:5px 8px; font-size:.78rem; background:#fff; cursor:pointer; }

/* Two-col form grid */
.two-col { display:grid; grid-template-columns:1fr 1fr; gap:32px; }

/* Process steps */
.steps { display:grid; grid-template-columns:repeat(5,1fr); gap:12px; text-align:center; }
.step-num { width:38px; height:38px; border-radius:50%; background:rgba(201,162,39,.15); border:2px solid rgba(201,162,39,.4); display:flex; align-items:center; justify-content:center; font-weight:700; color:var(--gold); margin:0 auto 8px; font-size:.9rem; }
.step-lbl { font-size:.8rem; font-weight:600; color:#fff; }

/* Partners */
.partners { display:flex; flex-wrap:wrap; justify-content:center; gap:24px 48px; }
.partner { font-weight:700; font-size:.9rem; color:rgba(255,255,255,.45); transition:.2s; }
.partner:hover { color:var(--gold); }

/* Profile cards */
.profile-cards { display:grid; grid-template-columns:repeat(auto-fill,minmax(240px,1fr)); gap:20px; }
.profile-card { background:var(--card); border:1px solid var(--border); border-radius:var(--radius); padding:28px; text-align:center; }
.profile-avatar { width:64px; height:64px; border-radius:50%; background:var(--navy); display:flex; align-items:center; justify-content:center; font-weight:800; font-size:1.5rem; color:var(--gold); margin:0 auto 14px; }
.profile-name { font-weight:700; font-size:1.05rem; }
.profile-role { color:var(--gold); font-size:.83rem; font-weight:600; margin:4px 0 10px; }
.profile-desc { color:var(--muted); font-size:.83rem; }

/* Activity feed */
.activity-item { display:flex; align-items:flex-start; gap:12px; padding:10px 0; border-bottom:1px solid var(--border); }
.activity-item:last-child { border-bottom:none; }
.activity-type { font-size:.72rem; font-weight:600; padding:3px 8px; border-radius:999px; flex-shrink:0; margin-top:2px; }
.activity-name { font-weight:600; font-size:.88rem; }
.activity-desc { color:var(--muted); font-size:.8rem; }
.activity-date { font-size:.75rem; color:var(--muted); margin-left:auto; flex-shrink:0; }

/* Responsive */
@media(max-width:900px) {
  .hero-stats { grid-template-columns:repeat(2,1fr); }
  .two-col { grid-template-columns:1fr; }
  .stats-strip { grid-template-columns:repeat(2,1fr); }
  .admin-grid { grid-template-columns:1fr; }
  .nav-links { display:none; }
  .steps { grid-template-columns:repeat(2,1fr); }
}
@media(max-width:640px) {
  .cards-grid { grid-template-columns:1fr; }
  .stat-cards { grid-template-columns:1fr 1fr; }
  .hero-stats { grid-template-columns:repeat(2,1fr); }
}
/* Footer */
.footer { background:var(--navy); color:#fff; padding:60px 0 0; }
.footer-grid { display:grid; grid-template-columns:2fr 1fr 1fr 1fr; gap:32px; padding-bottom:40px; }
.footer-brand { font-size:1.15rem; font-weight:800; margin-bottom:12px; }
.footer-desc { color:rgba(255,255,255,.5); font-size:.85rem; line-height:1.7; }
.footer-title { color:var(--gold); font-weight:700; margin-bottom:14px; font-size:.9rem; }
.footer-links { list-style:none; display:flex; flex-direction:column; gap:9px; }
.footer-links a { color:rgba(255,255,255,.55); font-size:.85rem; transition:.2s; }
.footer-links a:hover { color:var(--gold); }
.footer-bottom { border-top:1px solid rgba(255,255,255,.1); padding:16px 0; color:rgba(255,255,255,.4); font-size:.82rem; text-align:center; }
@media(max-width:768px) { .footer-grid { grid-template-columns:1fr 1fr; } }
/* WhatsApp float */
.wa-float { position:fixed; bottom:24px; right:24px; background:#25d366; color:#fff; width:56px; height:56px; border-radius:50%; display:flex; align-items:center; justify-content:center; box-shadow:0 4px 16px rgba(0,0,0,.25); z-index:999; transition:.2s; }
.wa-float:hover { transform:scale(1.08); }
/* Misc */
.page-wrap { max-width:580px; margin:0 auto; }
.mb-8 { margin-bottom:32px; }
.text-center { text-align:center; }
.gap-section { padding:60px 0; }
select.action-select { min-width:110px; }